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Arts and Crafts

Monday, December 27, 2010

Assessing The Damage

I hope you had a really great Christmas and all the presents were to everyone's satisfaction. However, no matter how long we try to put it off, there comes a time when we have to sit down and assess the financial damage.

Even though a budget was set, it usually comes as a shock after totaling up the balance on the credit cards, finding out how much really was spent. I suspect that most of us come to the unpleasant conclusion that the budget was completely blown to pieces.

A good solution to getting a grip on the finances would be to apply for a credit card which has 0% balance transfer and consolidate all the credit card debts into one. That already makes it much easier staying on top of things.

If you decide to do so, then I recommend you take a few extra minutes and use the credit card calculator to find the credit card with the lowest interest rate. It will save money and help you getting back on the road of financial freedom a lot quicker!

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